Your business matters

Specialising in the small to medium business insurance market, Barrenjoey Insurance Brokers prides itself on offering experienced service and advice to a demographic that regularly receives a disservice from many insurers when dealing direct. Barrenjoey recognises that all industries are different and offer the complete service to a vast range of businesses from manufacturers & tradesman to retailers & office professionals.

With the right cover in place, owners can run their business with confidence, knowing that their Premises, Stock, Equipment and Reputation are protected by insurance.

Our Business Package Insurance policies cover a range of risks factors associated with a variety of occupations by offering various sections of cover to provide a tailor-made policy relevant to a businesses activities. These insurable sections include:

Repair or replacement of property damaged.

Loss of trading profit following insured damage to property and additional costs and expenses incurred during a claim.

Repair or replacement of property stolen.

Loss of money.

Your liability to pay compensation for personal injury and property damage as well as the costs involved in defending a claim triggered by the policy.

For replacing glass inside or outside your premises, including your shopfront windows, mirrors or display cases.

For stock that is in transit on the road, in the air or by sea.

For repairing or replacing electronic equipment that breaks down.

Cover for costs associated with machinery breakdown.

To cover your tools of trade, including laptops and tools that you use for your profession or trade.

To cover the costs of being audited by the ATO.

Direct financial loss of the business caused by the dishonest or fraudulent conduct of an employee which is first discovered during the period of insurance.

"Having the right insurance will help protect your business and minimise its exposure to risk.
This may include insuring your business, your income and your commercial risk."
-Department of Innovation, Industry and Science, 2018

Did you know?

(Australian Business Rountable, The
Economic COst of the Social Impact of
Natural Disasters, 2016)

(Inside Small Business, ‘Seven insurance
issues small-business owners should
consider in 2017’, 2017)

(ICA, Non-insurance in the Small to
Medium Sized Enterprise Sector, 2015)